Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.